Financing Options


  • Installation address must be in SMUD territory
  • Equipment purchased must be Energy Star rated
  • $100 application fee
  • Customers can choose the 5th, 10th, 20th, or 25th of the month for their payment due date
  • 6.99% interest rate/fixed amount (subject to change)
  • Number of payments anywhere from 12 months to 180 months (determined by the amount financed and customer preference)

Synchrony Bank

  • Any heating and air conditioning equipment will qualify
  • No application fee
  • Fixed Payment Options


Ygrene provides special financing known as Property Assessed Clean Energy (P.A.C.E.) which allows homeowners to finance improvements to your property by putting the financed amount on your property tax bill. The program provides low cost financing over long terms with zero money out of pocket.